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ARTICLES
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Summary of Benefits

For motor insurance different insurance companies has different offerings. Be it buying through insurance companies represented by agents/brokers or direct* insurer. It is always good to have basic understanding of what you are paying into.
Benefits Information for motor car insurance. (See: Direct vs Traditional Car Insurance Companies)

 

0%

Own Damage Excess

Loss of Use

AIG

DBS, POSB, UOB

NCD 0%-40% (50% Waiver: Max $300)
NCD 50% (100% Waiver: Max $600)

Replacement car (1,500 - 1,600cc), Max: 10 days

AXA

DBS, POSB, UOB, OCBC

NCD 0%-40% (50% Waiver)
NCD 50% (100% Waiver)

$50/day from 4th day onwards and max 5 days

NTUC

DBS, POSB, UOB, OCBC

NCD 0%-50% (Full Waiver Of Excess if you upgrade your plan to Plus Plan)

 

LIBERTY

Citibank

 

Replacement car (1,500 - 1,600cc), Max: 5 days

CHINA TAIPING

OCBC

NCD 0%-50%
(Waiver: lst $1,000 for Continental Car & Lexus and lst $500 for Other Make)

NA

TOKIO MARINE

NA

NCD 40%-50% (100% Waiver)

NA

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